Head of Investment - Kenya

Inkomoko

Nairobi, Kenya

Full Time
Finance
Published March 10, 2026

Job Description

Lead Inkomoko’s lending strategy in Kenya, overseeing portfolio growth, risk management, loan processes, team development, and stakeholder reporting to expand finance access for refugees and host communities.

Key Responsibilities

  • Develop and execute lending strategies to expand access to finance for refugees and host communities in Kenya.
  • Use portfolio data, demographic trends, and performance insights to inform segmentation, product refinement, and portfolio growth decisions.
  • Collaborate closely with the MD Kenya and Director of Credit Risk to align lending priorities with country and organisational objectives.
  • Monitor portfolio performance, including demographic metrics, PAR, recovery actions, and risk trends.
  • Oversee loan appraisal, approval, and disbursement in line with Inkomoko standards and delegated authority.
  • Ensure documentation, collateral tracking, recovery follow‑up, and reporting standards are upheld across the team.
  • Prepare and present regular lending performance reports to senior management, partners, and stakeholders, ensuring adherence to Kiva and other partner reporting requirements.
  • Conduct client visits for monitoring and relationship management.
  • Lead, coach, and develop all lending staff across Kenya locations; set clear performance expectations and conduct performance reviews.
  • Build strong investment discipline across the team through mentoring on documentation standards and recovery practices.
  • Ensure consistent use of systems, processes, and internal controls while maintaining a healthy portfolio and achieving lending targets.
  • Work with the Director of Credit Risk to define and operationalise credit policies and procedures in alignment with organisational objectives, regulatory requirements, and best practice.
  • Maintain strong oversight of approval trails, documentation standards, and internal controls; support legal registration and regulatory engagement related to lending activities.
  • Represent Inkomoko in relevant external forums and meetings; identify and cultivate partnerships that support lending programme growth.
  • Maintain effective communication with donors and key stakeholders.

Requirements

  • A Bachelor’s or Master’s degree in Finance, Business Administration, or a related field (additional certifications or advanced degrees in finance or risk management are a plus).
  • 8+ years of experience in lending, credit risk management, and financial services, with demonstrated success in developing and executing lending strategies and managing loan portfolios.
  • In‑depth understanding of lending products, credit risk assessment, loan underwriting, and regulatory requirements.
  • Familiarity with financial analysis, loan pricing models, and industry trends.
  • Strong leadership and management abilities to motivate and guide a team of lending professionals.
  • Excellent decision‑making, strategic thinking, and ability to manage competing priorities.
  • Proficiency in financial analysis, risk assessment, and credit evaluation; ability to interpret complex financial data and make data‑driven recommendations.
  • Excellent verbal and written communication skills; strong presentation skills for conveying lending strategies and portfolio performance to senior management.
  • Proven ability to build and maintain relationships with clients, regulators, and industry peers; strong negotiation and influencing skills.

Preferred Qualifications

  • BA/BSc/HND or MBA/MSc/MA in Finance, Business Administration or a related field (additional certifications or advanced degrees in finance or risk management are a plus).

How to Apply

Interested and qualified candidates should apply via Inkomoko’s page on jobs.workable.com.

Ready to Apply?

Contact the company directly to apply for this position.

Job Summary
Company: Inkomoko
Location: Nairobi, Kenya
Type: Full Time
Industry: Finance
Posted: 03/10/2026
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